Deposit
| Nature | Rate of Interest | Minimum Balance | ||||||
| Account | ||||||||
| 1 | Saving Bank A/c | Normal | Senior Citizen | Rural | Semi Urban | Urban | ||
| A. | Domestic | |||||||
| a | With cheque book facility | 2.50% | 2.50% | 2500 | 2500 | 2500 | ||
| b | Without cheque book facility | 2.50% | 2.50% | 1000 | 1000 | 1000 | ||
| c | With cheque book facility (A Class Member) | 2.50% | 2.50% | 1000 | 1000 | 1000 | ||
| d | Without cheque book facility(A Class Member) | 2.50% | 2.50% | 500 | 500 | 500 | ||
| e | No Frills Account | 2.50% | 2.50% | 0 | 0 | 0 | ||
| f | Chiranjiv` Saving Bank A/c | 5.00% | 0.00% | 0 | 0 | 0 | ||
| B. | Non-Resident | |||||||
| a. | NRO | NA | NA | NA | NA | NA | ||
| b | NRE | NA | NA | NA | NA | NA | ||
| 2 | Term Deposits (w.e.f. 02-02-2024) | |||||||
| A. | Domestic | Upto & including Rs.15 Lakh | For Deposits above Rs.15 Lakhs but less than Rs.1 Crore | |||||
| Term Deposits (All Maturities) | ||||||||
| 15 Days to 45 Days | 3.00% | 3.00% | ||||||
| 46 Days to 90 Days | 4.00% | 4.00% | ||||||
| 91 Days to 180 Days | 5.00% | 5.00% | ||||||
| 181 Days to 365 Day | 6.00% | 6.00% | ||||||
| 366 Day to 421 Day | 6.50% | 6.50% | ||||||
| for 422 Days only | 7.25% | 7.25% | ||||||
| 423 to 540 Days | 6.75% | 6.75% | ||||||
| For 541 Days only | 7.25% | 7.25% | ||||||
| 542 Days to 24 Month | 7.00% | 7.00% | ||||||
| 24 Months 1 Day to 26 Month | 6.75% | 6.75% | ||||||
| 36 month 1 day to 60 month | 7.00% | 7.00% | ||||||
| 60 Month 1 day to above | 7.00% | 7.00% | ||||||
| For 60 Months (Lek Ladki) | 7.25% | 7.25% | ||||||
| 0.50 % extra interest rate for Senior Citizens for above one year deposit | ||||||||
| 0.50 % extra interest rate for Ex Army Person for above one year deposit | ||||||||
| 3 | Re-investment Deposits | Rate of Interest | ||||||
| a | 13 Months to 60 Months | - | 7.00% | |||||
| 4 | Dam Deedpat Deposits | Return | Rate of Interest | |||||
| 5 Years 10 Months 04 Days | 8.67% | 7.00% | ||||||
| 5 | Recurring Deposit | - | Rate of Interest | |||||
| a | 13 Months to 60 Months | - | 7.00% | |||||
| B. | Non-Resident Accounts | |||||||
| a | NRO (All Maturities) | NA | NA | |||||
| b | NRE (All Maturities) | NA | NA | |||||
