Services Charges
| Charges | ||||
| Fee Based Services | ||||
| 1 | Type of Locker | Rent/ Depoist | ||
| a | Locker Rent (Except Yerawada, Pimpri & Sangli) | |||
| Locker Size / Area | ||||
| 12X10=120 | 500/5000 | |||
| 15X11 =165 | 500/5000 | |||
| 32X11 =352 | 1000/5000 | |||
| 25X18 =450 | 1000/5000 | |||
| 50X18 =900 | 1500/5000 | |||
| 50X39 =1950 | 3000/5000 | |||
| b | Locker Rent (For Yerawada & Pimpri) | |||
| 12X10 = 120 | 750/5000 | |||
| 15X11 =165 | 750/5000 | |||
| 32X11 =352 | 1500/5000 | |||
| 25X18 =450 | 1500/5000 | |||
| 50X18 =900 | 2000/10000 | |||
| 50X39 =1950 | 5000/10000 | |||
| c | Locker Rent (For Sangli) | |||
| 12.5X17.78 | 750/10000 | |||
| 12.50X35.99 | 1500/20000 | |||
| 27.94X35.99 | 2000/25000 | |||
| 15.88X21.49 | 1000/12500 | |||
| 19.05X26.97 | 1750/22000 | |||
| 19.05X54.38 | 2500/31500 | |||
| 2 | ATM Cum Debit Card | |||
| Annual Maintenance charges - After one year completed from ATM card issue | Yearly Rs.200/-(in the month of December every year) |
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| Replacement of ATM card (damaged/loss) | Rs.200/- | |||
| ATM Pin charges (first pin free ) | Rs.50/- | |||
| ATM card transaction charges (first five transaction including non financial transactions) | 5 transactions are free for non metro centre & 3 transactions for metro centre during the month, thereafter Rs.20/-for financial and Rs.8/- for non financial | |||
| 3 | Draft/TT/MT | |||
| DD/PO - Issue | Rs.2/- Per thousand | |||
| DD/PO - Cancellation | Rs.50 Per Instrument | |||
| DD/PO - Duplicate | Rs.50/- | |||
| DD/PO - Re-validation | Rs.10 | |||
| 4 | Cheque Collection | Nil | ||
| 5 | NEFT Money Transfer | |||
| a | Inward | Nil | ||
| b | Outward | |||
| Upto Rs.1.00 Lakh | Rs.5/- | |||
| Above Rs 1.00 to 2.00 Lakh | Rs.15/- | |||
| Above Rs. 2.00 Lakh | Rs.25/- | |||
| 6 | RTGS Money Transfer | |||
| a | Inward | Nil | ||
| b | Outward | |||
| Rs.2.00 to 5.00 Lakh | Rs.25/- | |||
| Above Rs. 5.00 Lakh | Rs. 50/- | |||
| 7 | Cheque Return Charges (For All Account ) | |||
| Bouncing of cheques | Rs.100/- | |||
| 8 | Cheque Book Issue | |||
| Issue of Cheque Book | Rs.2/- Per leaf | |||
| 9 | No Dues Certificate | Rs. 50/- | ||
| 10 | Loan Application | |||
| For All | Rs.150/- | |||
| 11 | Loan Processing Charges | 1.00% or Maximum Rs.25000/- |
||
| 12 | SMS (Alert) Charges | |||
| For all type of A/c (twice in year i.e. in the month of September & March) | On actual usage basis | |||
| 13 | ACH/ECS Clearing | |||
| Presentation of mandate (MMS) | Rs.150/- | |||
| Rejection of Transaction (MMS) | Rs.200/- | |||
| ACH/ECS Clearing Return Charges | Rs.100/- | |||
| 14 | Other Charges & Fees | |||
| a | Issue of Duplicate statement | Rs.10/- per page | ||
| b | Issue of Duplicate Pass book | Rs.50/- | ||
| c | Repayment Charges (takeover loan by other bank/ pre closure of loan) (except floating rate of Housing Loan) |
2.00% on O/s Amt. w.e.f 01/12/2023 |
||
| d | Solvency certificate | 2% of Solvency Amount | ||
| e | Bank Guarantee (Against FDR) | As per Loan Processing | ||
| f | Charges of late payment of EMI | 2% penal charges on overdue amount |
||
| g | Charges for account closure (Saving Account & current Account | Rs.50/- | ||
| h | Gold Loan Custody Charges (at the time of disbursement) | Rs.50/- | ||
| i | Stop Payment Charges | Rs.100/- | ||
| j | Balance Certificate | Rs.100/- | ||
| k | Interest certificate | Rs.100/- | ||
| l | Account Maintenance Charges for operative Saving Bank Account (excluding 'A' Class Member, No frill Account & Chirangiv Saving Bank A/c) |
Rs.10/- half yearly | ||
| m | Account Maintenance Charges for operative Current Account | Rs.20/- half yearly | ||
| Note :- Service Tax will be applicable extra for all above mentioned charges. (As per applicable Rate) | ||||
